tag:blogger.com,1999:blog-7774179765567947305.post5833132966864117362..comments2024-02-15T06:28:06.790-08:00Comments on Subprime JD: New York Federal Reserve Bank Study on Student LoansSubprimehttp://www.blogger.com/profile/00010296774091296670noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-7774179765567947305.post-79229791460097384402015-10-05T02:36:49.774-07:002015-10-05T02:36:49.774-07:00I feel happiness to read the content that you are ...I feel happiness to read the content that you are posting.<a href="http://www.personalcashadvance.com/" rel="nofollow">online loans</a>Anonymoushttps://www.blogger.com/profile/11919184459384096448noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-62075910588476152272013-03-15T00:04:26.393-07:002013-03-15T00:04:26.393-07:00I really like your blog,
Great information!I really like your blog, <br />Great information!Los Angeles law jobshttp://www.lawcrossing.com/jobs/legal-jobs-los-angeles-ca.htmlnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-191971302795962402012-09-11T07:31:20.836-07:002012-09-11T07:31:20.836-07:00It seems like student loaning is getting way too p...It seems like <b><a href="http://lizloans.com/6-blunders-you-need-to-avoid/" rel="nofollow">student loaning</a></b> is getting way too popular nowadays, I wonder how will that popularity be maintained for the upcoming years. Student loans are proven to be a good and reliable deal.Lizhttps://www.blogger.com/profile/14232852826453772104noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-14532106950414016742012-03-27T12:21:06.581-07:002012-03-27T12:21:06.581-07:00Its fine to get or apply for a student loan once i...Its fine to get or apply for a student loan once in a while, but one must always remember about the consequences. Limitations are always there to guide people when trying to make ends meet. I myself have been in this kind of situation but sometimes, it will pull you down when you don’t know how it will work.Payday Loans in San Antoniohttps://www.paydayforest.com/noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-82631860851163990732012-03-18T07:54:08.563-07:002012-03-18T07:54:08.563-07:00OK we actually agree on many things, including Ron...OK we actually agree on many things, including Ron Paul. Rampant voter fraud and lying hack media. <br /><br />I am sure you will get a kick out of 2 things that may not (or maybe did) come to your attention.<br />1) alex jones<br />2) greg smith's goldman op ed. IMO it is a symptom of the larger disintegration of the moral fabric of society, including the legal field, large (and small) law firms, etc.<br /><br />Morality is dying? Or has it always been in hibernation? But I digressAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-72256409563138789982012-03-17T03:01:30.877-07:002012-03-17T03:01:30.877-07:00There are two sources for student loans — the fede...There are two sources for student loans — the federal government and private lenders. In order to obtain most <b><a href="http://www.refinance-student-loans.org/federal-student-loans.shtml" rel="nofollow">Federal student loans</a></b><br />, you will first need to file the Free Application for Federal Student Aid (FAFSA). In mostAshley Watsonhttps://www.blogger.com/profile/06934827678926096836noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-34333343728568037122012-03-16T19:19:07.117-07:002012-03-16T19:19:07.117-07:00Oh don't mind the money comment. I'm just ...Oh don't mind the money comment. I'm just running my mouth talking shit. He accused me of being lazy and a piece of shit so I let him have it. Probably some broke ass 1L anyway. Besides I don't make much anyway LOL, should do around 80k this year if all goes well. <br /><br />I agree that income does not equal effort. However, risk AND effort is absolutely necessary to become wealthy in this life. If you fuck up you keep trying until you can't try no more. If you win then it's a game charger. If not, at some point you move on and hope to make a decent living as a wager. Less stress but less money. Me, I hope to one day learn enough and grow my balls to the point where I will be able to do something on my own. Time will tell. <br /><br />Regarding Paul, the fact that these proles are voting for Santorum and Romney proves two things: voter fraud and/or Americans are still too blind to see the truth. The truth is painful and many prefer to bury their heads and watch junk TV. I just flipped thru some shows and oh my I couldn't watch ANYTHING of value. The internet is the truth zone. <br /><br />I love Ron Paul and hope he runs third party just for fun. I wouldn't be surprised that he pulls 25% of the votes as many dems and independents love him. No way he can win tho with the bankster corporate controlled media ignoring and demonizing him as bad as they do. <br /><br />No revolution any time soon kid. Just prepare and hope for the best.Subprimehttps://www.blogger.com/profile/00010296774091296670noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-51806851639892153022012-03-16T17:37:39.523-07:002012-03-16T17:37:39.523-07:00...Subprime...how much money do you make per year,......Subprime...how much money do you make per year, BEFORE taxes (Stepbrothers reference)?<br /><br />Do you know what a hypocrite is? It's someone who says one thing and does another. If you make a lot of money as a lawyer, I don't see how you're qualified to bitch and moan about the economy, the legal field, etc. I probably make MUCH less money than you (as a recent grad from law school), (lucky to get temp doc review jobs) however I think I worked just as hard as you, if not harder. Never equate income/wealth with effort.<br /><br />It sounds like we agree in one respect: I am a Ron Paul supporter-I bet you are too?<br /><br />Yes I refer to student loans as toxic waste or toxic sludge, because they are the only form of debt that is non-dischargeable in bankruptcy. The US govt is essentially broken, because it no longer works for the people, but rather the banksters and corporations.<br /><br />Yet the people are still too blind to see it. Hence no win for Ron Paul?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-41220015480020923582012-03-14T16:11:21.703-07:002012-03-14T16:11:21.703-07:00Its called personal responsibility. Now suck it up...Its called personal responsibility. Now suck it up. You signed a contract when you obtained your student loans. You have the audacity to pretend that you dont have knowledge of contractual law after studying it. 2 wrongs don't make a right. No bail out for you. Work and earn your own like everyone else. How moronic to complain about bailouts and then demand your own. What a dolt and lazzy P.O.S. you are.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-229542557159626492012-03-11T06:18:06.701-07:002012-03-11T06:18:06.701-07:00"The New York Fed report estimates that past-..."The New York Fed report estimates that past-due student loan balances equal $85 billion, or around 10 percent of the total national student loan debt burden. More than 1 in 4 . . ."<br /><br />Nope. Re-read the report. They are counting as "delinquent" a bunch of categories which are not delinquencies.<br /><br />Borrowers who are 1-30 days past due. are Current, not delinq. Accounts where the default claim has been paid by the guarantor are defaulted, not delinq. They should neither be in the numerator nor the denom of a delinq. rate.<br /><br />While very few borrowers choose income-based repay, those loans are money-makers for the govt whether or not their balance happened to decline that year. Furthermore, counting them as delinq. when they are choosing a plan which is legit under the law seems incorrect.<br /><br />Borrowers who have filed for bankruptcy are not delinq.; in fact the lender can't bill them even if it wanted to, until the court process is resolved.<br /><br />Borrowers during the in-school and grace period statuses are not delinq. This is not a period of laziness or sloth. These are arguably your lowest-risk borrowers, your (near) future profit centers. They should not be in the denom., but they definitely should not be in the numer. either.<br /><br />It is debatable whether deferments and forbearances should be in the denom., but they definitely should not be in the numer. However, think about it, if you take def/forbs out of the denom., then what is left there? Just delinq. and current repayment? Minus the repayment plans the researches do not currently like? They need to stick with standard definitions to have any credibility.<br /><br />Finally, they are mixing private and federal student loans, because their 5% Equifax sample can't distinguish. Federal student loans have a lower delinquency rate than most other types of consumer credit products.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-75537066772341583572012-03-10T13:42:40.242-08:002012-03-10T13:42:40.242-08:00Yes the US government's dependence on foreign ...Yes the US government's dependence on foreign debt is very troubling. As far as individual American families go, whether or not they succeed will have more to do with their own behavior towards finances, luck, and opportunity. Yes some will make and others will not, and the sad part about is that it’s always been that way.PoorGradhttps://www.blogger.com/profile/06348929998247512034noreply@blogger.com