tag:blogger.com,1999:blog-7774179765567947305.post4370602221223400923..comments2024-02-15T06:28:06.790-08:00Comments on Subprime JD: The Student Loan CalculatorSubprimehttp://www.blogger.com/profile/00010296774091296670noreply@blogger.comBlogger39125tag:blogger.com,1999:blog-7774179765567947305.post-91914442996565495662020-04-01T18:21:11.437-07:002020-04-01T18:21:11.437-07:00
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Have you be declined for a loan from your bank or any other organization, then i will advise you to contact Mr Jenas email [ jp_loanfirm@hotmail.com ] if you are in need of any kind of loans such as: personal loans, business loans, mortgage loans and more. Contact Mr Jenas with your name, include the amount that is needed and your contact number to obtain a stress free loan. Working with them was a wonderful experience which cannot be regretted, will forever be thankful to Mr. Jenas Pedro and also God almighty whom made my dreams became reality.Daniel Silvahttps://www.blogger.com/profile/17545416736935498830noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-87172023320513473002015-11-17T03:53:48.583-08:002015-11-17T03:53:48.583-08:00Nowadays it's easy to take loan in India, even...Nowadays it's easy to take loan in India, even then I will suggest before taking it, gather all information regarding loans.loans with reasonable rates in Indiahttp://www.easyloansindia.com/Cheapest-home-loan-available.phpnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-46627392504358347152013-10-31T09:56:34.295-07:002013-10-31T09:56:34.295-07:00Great & exciting articles or blog posts, I enj...Great & exciting articles or blog posts, I enjoy reading through for this web site, your current thought is usually much more ideal for everyone and to additional as well.<a href="http://www.alimudeen.com" rel="nofollow">Ali Mudeen</a>Anonymoushttps://www.blogger.com/profile/07899262459316055152noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-20452436638755046512011-03-08T04:13:55.048-08:002011-03-08T04:13:55.048-08:00This is my Good luck that I found your post which ...This is my Good luck that I found your post which is according to my search and topic, I think you are a great blogger, thanks for helping me outta my problem..<br /><a href="http://www.dissertationwritings.co.uk/dissertation_topics.htm" rel="nofollow">Free Dissertation Topics List</a>stacyhttps://www.blogger.com/profile/18297490162493730359noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-29198665417168053732011-02-10T20:21:58.118-08:002011-02-10T20:21:58.118-08:00Holy Crap, I haven't looked at tuition to my o...Holy Crap, I haven't looked at tuition to my old Law School and just found out it is $33k. <br /><br />Jeez, no f'n way would I pay that for that! Please people, do yourself a favor and have a financial plan in place before you incur these huge levels of debt. <br /><br />I drove by my old school a couple weeks ago. It was Saturday. I watched those drones heading to the library with that $4 starbucks coffee in their hand (financed no doubt) and with plenty of fancy computer/i phones etc (also financied). I laughed knowing the pain of spending a weekend studying but it wasn't until now as I looked at the tuition that I started to feel pretty damn bad. <br />BTW, my school touts itself as a 'social justice' etc. But looking at the salaries those professors are now pulling in leaves me little doubt that they view 'social justice' as making sure they get paid.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-33463711199725288642011-02-10T19:46:51.716-08:002011-02-10T19:46:51.716-08:00Yes, stop the madness and learn the time value of ...Yes, stop the madness and learn the time value of money. <br />I was 32 when I went to a Tier 2 school that seemed expensive at the time (1995-1998) avg cost 12k per year. I was fortunate to have some Army Ed Money left over, scholarship, working and later clerking 35 hours a week, and a wife who made enough to cover the rent/groceries/etc. Now the latter was a plus that single folks generally can't avail themselves of. But instead of getting an apartment, rent a room at someone's house. It's a lot cheaper and every dollar you don't borrow is 1.5 you don't have to pay back. Think about it. <br />A number of my cohorts didn't work or if they did kept to the less than 20 hours per week rule. When I was done I had less then 7.5k of debt (to include my undergrad). Of course, being my undergrad was Accounting and I had my CPA helpee. to have a real appreciation of debt and came into Law School with some money saved to pay for it. Being older was a real advantage in law school. <br />And for God's sake, use Junior College and State School for Undergrad. I would have went to a cheaper law school but needed to stay in that location. <br /><br />For jobs, I never really wanted to be an attorney and clerking disabused me of any remaining notion that I did. I went to work for Uncle Sam and within 6 years was making 100k and ten years later made $150k. And the hours are not anything like the private sector, holidays, and a nice pension to boot. If you don't like working for the gov't, then Bank Compliance in private industry. Bank Regulation if you work for the Federal Gov't is a field that scream for folks with JDs. If you don't have any experience, you will start off around $45-50k but you get promotions and until recently, regular raises. <br />My friends that went into practice are still making less than me and put in some insane hours.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-92213007188991734452011-02-04T22:34:28.166-08:002011-02-04T22:34:28.166-08:00Oh my goodness! I'm a high school teacher that...Oh my goodness! I'm a high school teacher that has been preaching student loan debt realism for years! Students tend have a lethal combination of egocentricity and optimism. I've witnessed students taking on $80-120,000 of student loan debt to become graphic designers and communications majors! Four years later they express anxiety, but not until then. Stop the madness!!!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-1832874455941464472011-01-29T09:20:20.683-08:002011-01-29T09:20:20.683-08:00Those monthly loan payments are BIGGER than my mor...Those monthly loan payments are BIGGER than my mortgage ($800/mo)! BTW, that includes everything: principal, interest, taxes, and insurance. I'm glad I didn't attend law school...MarkyMarkhttps://www.blogger.com/profile/02710045100037253902noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-67270215366088296262011-01-27T14:48:57.976-08:002011-01-27T14:48:57.976-08:00I think that that law school (and higher education...I think that that law school (and higher education, generally)is currently NOT in the best interest of many Americans solely because of the long term lingering costs of school loans. Something needs to be done to stimulate education AND provide relief to those former students restricted from progress by the golden handcuffs of school loan debt. For many, the cost of higher education is not worth the price. However, I am of the mindset that the "Educated Stimulus" plan could provide relief while simultaneously stimulating the economy (without significantly adding to the debt). It is not nearly as exciting or desirable as full student loan forgiveness, but it is a reasonable plan that the Parties may actually agree on. Find the details and contribute to the discussion at http://www.educatedstimulus.com. The website is an attempt to promote simple ideas to preserve our future. (After complaining about the problem for so long, I am finally trying to push my solution.) I only hope those who daily sculpt our generation's future will daily seek our generation's input. <br />As an aside, I love my profession, despite my EXTREMELY stressful loan payment. My love of the profession is the ONLY thing that makes my six figures of debt worth while. I would only precaution those deciding whether or not to join the profession to truly think about their motives. If you want to be a lawyer because you want to be rich, you will likely be disappointed after a couple years. I actually think the misconception that all lawyers are rich is why only about 25% of licensed attorneys are still practicing after their first five years out.Educated Stimulushttp://www.educatedstimulus.comnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-25857098197427471092011-01-17T17:23:49.802-08:002011-01-17T17:23:49.802-08:00Learn to spell.Learn to spell.ktschnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-70052385668388658552011-01-15T21:38:36.262-08:002011-01-15T21:38:36.262-08:00I recommend law school as a great education. I do...I recommend law school as a great education. I don't recommend it as a guarantee to a fabulously wealthy lifestyle.<br /><br />If you keep your expenses down (my husband and I both attended law school & chose the one that offered the most scholarship money and we lived VERY cheeply- owned 1 used car, rented a tiny but affordable apt., shopped at thrift stores, etc.) and keep your expectations reasonable as far as salary goes, you'll save yourself a lot of heartache.<br /><br />We attended a 4th tier law school and expected to make around $40-$45K after graduation. 1st salary was $44K. Currently (5 yrs past graduation) my husband makes $53,000. I spend most of my hours caring for our children, but am licensed to practice and do some paid legal work. We live simply and comfortably in a medium-sized city in the west. (Obviously you can't make it in NY, LA, or DC on $53K.) <br /><br />All our loans were Federal. Most did not accrue interest until after graduation. We had $90,000 of debt for TWO law degrees (essentially $45,000 each). We locked in at a low interest rate, so we pay $325 a month combined. You don't have to take out $100K+ in loans to get a law degree. Apply to your state university. Get a scholarship or a job, live on a student budget, and don't limit yourself to think the only jobs are firm positions. Consider government agencies, non-profits, banks and other businesses, or lobbying groups.<br /><br />It's a tough market right now and new grads have my sympathy, but it's hard to find a job in ANY field, not just legal work.<br /><br />I LOVED studying the law & still find it fascinating. Education has value beyond increased earning potential. <br /><br />Good luck to current students and grads!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-65803723230091839652011-01-15T11:42:22.670-08:002011-01-15T11:42:22.670-08:00To anonymous at 11:34 AM
On a 400k note with an i...To anonymous at 11:34 AM<br /><br />On a 400k note with an interest rate at 5%, your looking at $2,616.04 per month to pay the mortgage, property taxes and insurance. Your housing expense should not be more than a third of your net income. Thus, you should be bringing in a good $7,500 per month net if you want to incur up to 400k in mortgage obligation. Don't forget about TV, alarm, internet, possible HOA, landscaping, furniture, appliances and other associated expenses with a home purchase.Subprimehttps://www.blogger.com/profile/00010296774091296670noreply@blogger.comtag:blogger.com,1999:blog-7774179765567947305.post-69915539557445566542011-01-15T11:34:23.633-08:002011-01-15T11:34:23.633-08:00Hi!
You seem to be a reasonable person.
What incom...Hi!<br />You seem to be a reasonable person.<br />What income should one have to take a loan on 450k house with 10% down payment?Anonymousnoreply@blogger.com